Looking for an ongoing steady situation
Everyone gets anxious sometimes, but if your worries and fears are so constant that they interfere with your ability to function and relax, you may have generalized anxiety disorder GAD. GAD is a common anxiety disorder that involves constant and chronic worrying, nervousness, and tension.
How old am I: I'm 21 years old
Your contributions will help us continue to deliver the stories that are important to you. We wanted to take a snapshot of housing in — what sort of situations people live in; how they got where they are; what issues they experienced and what barriers they have faced. Housing has been an ongoing issue for Ireland over the decades, and this year more than ever the fractures in housing supply have become apparent.
What we discovered from our callout was that people have not felt heard. What the stories show is that we need to move away from the presumptions and stereotypes around housing in Ireland. There are clearly issues for many in finding affordable homes — not just families or couples. Many of the people who wrote to us feel unsupported by the government and afraid for their future.
Yet there are others, too, who feel lucky and are living in their dream home. I was confident the bank would say no as I had no savings at all!
Generalized anxiety disorder (gad)
I hesitated, said no point me taking a mortgage as I had no savings to decorate a new house, buy furniture etc. BOI extended my loan to clear the credit card which was then cancelled. Infollowing the recession I had to move to another county for work, so I rented out the house in Sligo and rented a room the new county. The eight years of living in a house share was hell. The Covid pandemic had a silver lining for me. The company I work for has adopted a flexible working policy and I was able to move back to the Sligo house. Long-term renting.
No affordable houses to buy. Feel very let down by the government.
It has never included any kind of utilities. We need to make housing a right, not a retirement nest-egg. The seller accepted my offer but then the trouble started. There were several boundary issues, Covid had just arrived so the surveyor stopped working, the solicitors were just getting used to working from home and there was very little being done to progress the sale all throughout the lockdown.
While trying to buy the place I moved into three different short-term rentals hoping it would be sorted soon.
About halfway through I had given up and pulled out, the seller contacted me assuring me they were going to solve the problems so I gave them another chance. Prices in the area have sky-rocketed since working from home became a thing. We renovated the property, extending it, landscaping the gardens and improving the BER.
We took a decision to engage with the bidders directly, allowing them to view our property for 15 minutes at a time where we were not present in the property. We secured a buyer. We had no issues with our buying process as the transaction was completed via our own selling agent who was dealing with the vendor of the new property.
You hear that trading up is incredibly stressful, but in the current market I think it can work to your advantage, particularly where you are working with an agent who has properties for sale where you want to buy.
The whole market needs urgent and serious regulation by government — it makes absolutely no sense at the moment. I was renting five years ly. My social, family and work life is in Dublin. I do not believe I should be forced to move further away due to housing costs. My plan now is to enjoy the rest of my 30s with a plan to migrate to the Middle East at My current role will secure me 90k per annum tax free job.
Having finally saved up and secured mortgage approval, I went sale agreed on a second-hand house last summer. The sale has been fraught with delays and false horizons and it was six months before the vendor finally ed the contracts.
We have been living there since and saving to move to a larger house. The price of the property has never come back to its original purchase price.
Do you worry excessively or feel tense and anxious all day long? learn about the s, symptoms, and treatment of gad.
If we sold now we would still be down k from what we paid. A fund has bought the properties beside us and they are all in disrepair. We decided to rent in the area while we waited for another house in our budget to go on the market. The following year my husband was made redundant. Now with both of us self employed, we had to restart the mortgage application process again. Houses recently came up in our area. When I applied again, I was told as we both work in live events and had availed of the PUP payment we were no longer eligible. We were told to reapply when we had two full calendar years of wage subsidy free income.
I find it frustrating that the housing crisis narrative so often focuses on home ownership as the ultimate goal. Allow renters to make our home feel like us — let us use our own furniture, let us paint, update and improve our homes without fear of losing our security deposit.
We got outbid on a three-bed duplex in south Dublin in the last few weeks. We want to live in Dublin, we are born and bred here.
We asked you to share your stories – here’s what you told us.
We were informed where we moved into used to be an Airbnb pre-covid. One house we went into had a rats nest in the back, one place we needed a hard hat from falling roof. We cannot afford to save for a house while paying rent. I met my partner two years ago who is 35 and also lives in a house share.
We are considering moving country to get a home as the outlook here is so grim it is unbearable. The constant thought of being evicted and having to look to rent somewhere else hangs over my head every time I get an or a call from my landlord. Homeless HAP was a great help to me at the time.
Since moving in I have always paid my rent on time and have been a good tenant. This is usually because they are not registered and are trying to avoid taxes and inspection of their properties. The over reliance on private rentals means that tenure is insecure and greedy, unscrupulous landlords can act with impunity. I am on a Disability Allowance and am once again facing the possibility of homelessness due to the discrimination against HAP applicants. This is increasing the deposit amount we have to put together. We looked for a house where we will have to pay nearly three times less on a monthly basis than now we are paying for rent.
The government was trying to stop the increase in rent prices, but there is not many properties to be rent so the landlords are still doing what they want. We were lucky to live with parents and pay a small rent there.
What is generalized anxiety disorder (gad)?
We then started trying for a family and not thinking we would be lucky so quickly, panic stations kicked in to get a home. We put a deposit down on the house in September and then got the keys on the first Thursday of lockdown. Our newborn was less than a month old, otherwise the sale would have fallen through as I would have been on maternity leave and the bank would have asked for updated bank slips.
Now, we have a social house beside us who moved in in December and we have nothing but headaches. It is making us dislike the house now when we loved where we lived and was a nice quiet area until December. It is hard to find a few thousand when paying a mortgage and raising a family. We moved up to Newbridge, Kildare in We bought a council house in Listowel, Co Kerry. My children needed to go to deaf schooling in Dublin for post-primary. Sincewe have been renting, we are still renting and paying mortgage for our Kerry house.
In our situation, we have no choices but to continue renting with very high price in Newbridge. We are living fearful because the rent keeps going up. We really want to buy our own home in Newbridge. I feel the second-time buyers are left in an awful situation like ours for a reason that is so unfair.
We have never owned any property. We have never missed a payment or been late paying our rent. With the bank lending only 3. We have pretty much accepted that we are likely never to own our own home.
This now feels completely out of reach. New builds and therefore the HTB is out of my budget. I also earn too much to qualify for the Rebuilding Ireland scheme. My husband started a job the week we got back and I started work in the autumn. We are both on contracts, as is very common in our industries. Last year I rented and it was an awful experience as I had no job but I stayed there for college funding reasons.
We mortgaged to the max. We commuted for as long as we could, then I stopped working to look after our children — the cost of childcare was too high for me to remain in work. The bank was more than happy to value the property at this price. No such luck. I am currently renting near the city with five others.
Me and my girlfriend lived in the apartment block for a year and as soon as we moved in there were problems with damp. Nothing was ever done and we moved out at the end of the lease due to black mould spreading across the walls, insects coming out from behind skirting boards, just horrible stuff that made the whole experience of living there unlivable.
We were both working as well and found it extremely difficult to get by during this time.